My New Blog

As we head into warmer weather, the real estate market also heats up, historically.  Are higher rates keeping buyers on the fence?  The answer is maybe.  Interest rates are still low, when you look at them over the past few decades.  For example, I bought my first house at 13.875% on an FHA 30 year fixed.  I wasn't worried about it.  That was the going rate at that time.  Rates did go down and when I could refinance below 10%, I did.  I ended up refinancing again at 8%.

If you buy now and rates decrease, you can refinance (after your sixth payment).  If they stay the same or go up, then you'll be glad that you bought when you did.  There are some bargains out there.  I'd love to run some numbers to see what you would qualify for.

Just call me- Dru Scott 559-314-LEND

Thank you

Posted in:MortgagePosted in:Home loansPosted in:Real EstatePosted in:First time buyersPosted in:buy a home
Posted by DRU SCOTT on March 2nd, 2023 11:04 AM

We Moved Our All Access Mortgage Office

After proudly serving California’s home loan needs from Clovis for 13 ½ years, we moved to 1300 W Shaw Ave., Suite 3D, Fresno, CA 93711.   The email and phone numbers remain the same.

Called by some, the last honest Broker, we’ll still deliver great rates, fees, and outstanding service.

Whether you’ve worked with me in the past (lending since 1993) or you want to experience worry free financing that you’ll brag about, please give me a call.

Thank you in advance,


Dru Scott       559-314-5363/

Posted in:LendingPosted in:MortgagePosted in:Home loansPosted in:Real EstatePosted in:First time buyers
Posted by DRU SCOTT on March 4th, 2022 2:14 PM